But there's no denying that having more money can make it easier to avoid things that can damage your credit, like high credit card balances, missed loan payments or collection accounts. Income has no direct impact on your credit standing - it's generally not reported to the major credit reporting agencies and as a result is not factored into credit scores. They also have lower average credit scores.
On average, men have more debt than women, according to a recent analysis from credit bureau Experian. But even though men make more money, they're not necessarily managing it better than women do. It's a statistic you've heard a lot: Women only earn about 79 cents for every dollar men make.
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